Pathways to Independent Living
There are many good ways to have a home of your own. Sammy's Place helps people experiencing disabilities, and their families, find the path that fits.
You can own a home, rent, or share a home, with the supports you choose. Each pathway below has a short description and free places to get help on the Oregon coast. Go at your own pace.
Not sure where to start? Talk to your services coordinator or personal agent, call 211, or email admin@oregoncoaast.org.
Buying a home
Owning a home is a big step, taken one step at a time. First, take a homebuyer education class and get your certificate. Then work with Proud Ground, a community land trust that helps people buy homes that stay affordable. Thompson Springs in Nehalem is one of the homes you could choose. Home sales start in 2027.
- Fannie Mae HomeViewFree online homebuyer class in English and Spanish, with a certificate
- eHome AmericaHUD-approved online homebuyer classA fee may apply. Ask a housing counselor for a free code.
- Proud GroundGet ready, find an affordable home, and buy it
- Find a housing counselor (OHCS)Free help to get ready to buy, by county
Renting a home
Renting is a good choice, and many people live on their own in a rental. Housing authorities have affordable rentals and housing vouchers (often called Section 8). Waiting lists open and close, so ask when the list is open and how to stay on it.
- 211info housingRentals and housing help near youCall 211
- Northwest Oregon Housing AuthorityRentals and vouchers for Clatsop, Columbia, and Tillamook503-861-0119
- Housing Authority of Lincoln CountyVoucher program for Lincoln County541-265-5326
- Community Vision Housing AccessTenant education classes: find a rental, sign a lease, be a good tenant
Help with rent & bills
Need help with rent, a deposit, or power bills? Local help may be there. Some help opens and closes during the year, so call to ask what is open in your county.
- 211Free local help with rent and billsCall 211 or text your ZIP code to 898211
- Community Action Team (CAT)Rent, deposits, and keeping your home503-397-3511
- Power and heating bill helpUtility help by countyTillamook CARE 503-842-5261. Clatsop Community Action 503-325-1400.
Supports to live on your own
If you get I/DD services, you can get help to live in your own place: help at home, help with daily tasks, or help to hire a worker you choose. Ask your services coordinator or personal agent, "What supports can help me live on my own?" Not getting services yet? Apply at your county developmental disabilities program (CDDP).
- Tillamook Family Counseling Center DDTillamook County CDDP503-842-8201
- Clatsop Behavioral Healthcare DDClatsop County CDDP503-325-5722
- Lincoln County Developmental Disabilities ServicesLincoln County CDDP541-265-0482
- ODHS in-home supportsSupports in your own place
- Aging and Disability Resource ConnectionIndependent living help. There is no Center for Independent Living in our three counties yet.
Sharing a home
Some people share a home with a roommate or housemate. It can cost less, and you have company. Your services coordinator or personal agent can help you plan for a roommate and the supports you need.
- HomeShare OregonMatches people who have a room with people who need oneA fee may apply.
Making a home work for you
A ramp, grab bars, wider doors, or bathroom changes can make a home safer and easier to use. If you rent, you can ask your landlord for changes you need because of a disability. This is called a reasonable modification.
- CAT accessibility changesFor owners and renters in Clatsop, Columbia, and Tillamook503-397-3511
- Disability Rights Oregon handbookHow to ask for accommodations and modifications
Your housing rights
You have the right to fair housing. A landlord cannot treat you unfairly because of a disability. You can ask for a reasonable accommodation, which is a change to a rule because of a disability. Free help can explain your rights.
- Fair Housing Council of OregonFair housing help
- Fair housing guide for people with I/DD (PDF)From the Fair Housing Council of Oregon
- Oregon Law Help: housingRenter rights
- Community Alliance of TenantsRenters' rights hotline503-288-0130
Money, benefits & saving
Owning a home, renting, or getting a job can change your benefits. Talk to a free benefits counselor before big money changes. A free money coach can help with a budget and credit. An ABLE account lets many people with disabilities save money and keep SSI and Medicaid.
- Oregon WINFree benefits counseling800-661-2571
- Northwest Access Fund coachingBudget, credit, debt, benefits, and ABLE
- Oregon ABLE Savings PlanSave money and keep benefits (rules apply)1-844-999-2253
- Oregon Vocational RehabilitationFind and keep a job877-277-0513
Questions? We are glad to help.
Your life can change, and your plans can too. Check in with us anytime. Need this page another way, like large print or Easy Read? Just ask.
Sammy's Place supports equal housing opportunity. We welcome homebuyers of all abilities and backgrounds.